airpay - rafiki

Borrow smart, repay in easy instalments!

Unlock financial freedom with our instant short-term loans tailored to meet the needs of today's dynamic workforce in Tanzania

Download airpay rafiki

airpay rafiki advantage

Streamlined digital process with minimum documentation

Tech-savvy empowerment

Instant disbursal within 5 minutes

Safe, Secure & compliant

Daily payback functionality

Attractive interest rates

Hassle-free automated KYC verification

24x7 Customer Support

Flexible overdraft/cash loan from Tsh 2,500 - 100,000 for up to 7 days. No collateral required. Variable interest rate ranging from 0.36% to 3% per day based on your airpay score. Pay in easy instalments

Personal loan from Tsh 125,000 - 1,000,000 with 3 to 6 months tenure. No collateral required. Variable interest rate ranging from 30% to 36% per annum based on your airpay score. Pay in easy monthly instalments

Explore the rich tapestry of our community profile

Microentrepreneurs

Small Scale Farmers

Farming estate and factory workers

University and College Students

Beneficiaries of TASAF, UNHCR, Save the Children, Care International, etc.

Saccos microcredit companies, VICOBA, ROSCAS, Welfare fund, etc.

airpay rafiki provides a personalised financial experience

Instant disbursals, flexible overdrafts, and hassle-free KYC verification. Your journey to financial ease begins with just a tap

Download airpay rafiki